LASER Accuracy expands Credit Access on Salesforce AgentExchange

LASER Accuracy has updated LASER Credit Access on Salesforce’s AgentExchange, adding new tools for credit retrieval, automated decisioning, and embedded compliance. The move extends the product from a credit-retrieval tool into a broader lender workflow suite built to keep borrower data inside the lender’s Salesforce environment.

Why it matters: - LASER Accuracy is pushing more of the credit, identity, decisioning and compliance workflow into Salesforce for lenders. - The update is aimed at institutions that want faster credit decisions without moving borrower data through extra systems. - The zero-intermediary design is a selling point for data ownership, security and compliance.

What happened: - LASER Accuracy updated LASER Credit Access on Salesforce’s AgentExchange. - The updated platform now centers on three engines: ACCESS, DECIDE and COMPLY. - The company positioned the release as an expansion from a credit-retrieval tool into a complete credit and compliance suite for lenders. - LASER Credit Access is available on AgentExchange as LASER Credit Access - Credit Reports Experian, TransUnion, Equifax, AML & KYC.

The details: - ACCESS provides unified credit, identity and verification data from Experian, Equifax, TransUnion, MeridianLink, Plaid and a network of resellers. - DECIDE applies configurable scorecards and decision rules to support consistent, auditable credit decisions. - COMPLY embeds safeguards tied to FCRA, ECOA / Regulation B, GLBA, OFAC, BSA / AML and CFPB Section 1033 inside the workflow. - The platform runs inside the lender’s own Salesforce instance. - Bureau calls originate in the lender’s Salesforce environment and go directly to the bureau or selected reseller. - LASER does not receive, store, process or route consumer credit data or borrower PII through LASER-operated infrastructure. - The app is described as a security-reviewed solution that integrates with existing Salesforce systems. - The product serves mortgage lenders, fintech companies, equipment finance and commercial lenders, banks, credit unions, nonprofits and CDFIs. - The same identity verification and screening functions also support anti-fraud use cases. - The workflow can confirm applicant identity, flag address and data discrepancies, and screen against OFAC and BSA / AML watchlists before a decision is made.

Between the lines: - LASER Accuracy is betting that lenders will prefer a Salesforce-native workflow over stitching together separate credit, fraud and compliance tools. - The company’s data-flow model is designed to reduce custody concerns by keeping borrower data out of LASER-controlled systems. - The announcement also broadens the product’s pitch from compliance infrastructure to decisioning and fraud prevention. - Founder Michael Dunleavey said more than 150 financial firms have trusted LASER Credit Access for integration, accuracy and compliance, and that the new engines extend that trust into decisioning, anti-fraud and compliance.

What's next: - LASER Accuracy is likely to use AgentExchange as a distribution channel for the expanded suite. - Lenders adopting the updated platform can now combine credit retrieval, automated decisioning and compliance controls inside one Salesforce-based environment. - More information is available at Learn more.

The bottom line: - LASER Accuracy is turning LASER Credit Access into a broader lender operating layer on Salesforce, with security, compliance and direct bureau connectivity at the center of the pitch.